The Book
by Rory Roberts, FRM
The first comprehensive guide to building a regulator-aligned risk identification process for banks.
EON Risk Services
The Complete Methodology
Rory Roberts, FRM
Built from ISO 31000, COSO ERM, and 20 years of frontline practice at G-SIBs, global insurers, and regional banks. Not a textbook — a practitioner's methodology you can implement and defend to your regulator.
16 chapters covering the full methodology, from foundations to lessons from real bank failures.
Ch 1: Why Banks Fail at Risk Identification
Ch 2: The Foundations: Standards and Frameworks
Ch 3: Governance: Who Owns What
Ch 4: The Risk Taxonomy
Ch 5: Setting the Context: External, Internal, and Risk Culture
Ch 6: Top-Down Identification: Workshops, SWIFT, and Delphi
Ch 7: Bottom-Up Identification: Templates, RCSA, and Specialist Processes
Ch 8: Reconciliation and the Enterprise Portfolio View
Ch 9: Assessment: Scoring, Multi-Dimensional Impact, and Data Quality
Ch 10: Risk Interaction: Bow-Ties, Matrices, and Concentration
Ch 11: Documentation: The Living Risk Inventory
Ch 12: Integration: Capital Planning, Strategy, and the Board
Ch 13: The Ongoing Cycle: Refresh, Events, and Audit
Ch 14: Technology: AI, ML, and Data Analytics
Ch 15: The Regulatory Landscape
Ch 16: Lessons from 179 Bank Failures
Appendices: Templates, Taxonomy, Technique Guide, Regulatory Mapping, Industry Loss Database
Building or fixing their process. You need a methodology you can implement end-to-end and defend under regulatory scrutiny.
Who need a defensible methodology for the regulator. One that covers governance, taxonomy, identification, assessment, documentation, and integration.
Who need a framework to deliver to clients. The book gives you the complete methodology, templates, and regulatory mapping to run engagements.
Who need to know what "good" looks like. Use this as the benchmark for assessing your bank's risk identification process.
Building a risk function from scratch. Start with the right methodology from day one instead of retrofitting later.